DYNA delivers rigorous, independent credit and financial analysis for those seeking financing and for the professionals who serve them. Two decades assessing and structuring credit — applied to how a financier will see you, before you apply.
Financial statement analysis · Independent credit review · Underwriting & submission packages · US GAAP, IFRS & local standards.
A complete credit and underwriting toolkit — the analysis a lender applies, prepared on your side of the table.
A structured read of a company's financial condition — liquidity, leverage, profitability, and the working-capital cycle — with ratios, trends, and red-flag signals across periods.
An objective assessment of a borrower's credit standing, prepared to the standards a lender applies — an outside view of creditworthiness before a financing decision is made.
Bank-style credit memoranda and underwriting reports — a documented recommendation, capacity assessment, and risk classification in the format a credit committee expects.
Complete, decision-ready packages assembled for banks, surety, and trade-credit insurers — presenting the borrower the way the counterparty needs to see it.
A focused view of the risks that drive a credit decision — concentration, leverage trajectory, cash-cycle stress, and the questions a lender will raise.
Projection models, simulations, valuation, and stress testing — forward-looking analysis a financier can actually trust, built on transparent assumptions.
Illustrative outputs built on a fictional company (Meridian Industrial Supply Co.) to show the structure and depth of what we deliver. No real client data.
Click to preview
A structured read of financial condition — ratios, trends, and red-flag signals across periods.
Click to preview
A deterministic 0–1000 risk score and tier, with block-level composition and a scale reference.
Click to preview
A committee-ready memorandum: capacity assessment, internal classification, and structured recommendation.
Click to preview
A full period-by-period model — statements, common-size, ratios, and a credit dashboard.
All samples are illustrative and watermarked. Figures and names are fictional and do not represent a real company or engagement.
Every engagement produces documented, decision-ready analysis — structured, consistent, and prepared the way a lender, insurer, or investment committee expects to receive it.
DYNA is led by two finance professionals with a combined four decades in credit, underwriting, and financial structuring — on the side of the table that assesses and grants credit. That is the vantage point we bring to every engagement.
A corporate finance specialist with over 20 years in financial projection, simulation models, and strategic management tools for businesses of every size. He developed and implemented credit-assessment models adopted by one of Brazil's leading financial institutions — tools still in active use for risk-based credit decisioning. Across more than 200 executive training programs and 50-plus consulting engagements, he has built a reputation for rigor, clarity, and repeat client trust.
A multilingual finance and insurance executive with over 20 years in cross-border financial structuring, trade finance, and risk-transfer solutions, with a track record spanning capital raising, private equity and debt advisory, insurance and reinsurance. He has structured and executed more than $500M in financing, originated transactions across 17 countries, and built partnerships with 80-plus insurers, funds, and financial institutions. His expertise spans underwriting, structured guarantees, and surety and credit-related insurance.
Tell us what you need analyzed. We respond to every serious inquiry.
